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|
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| All
benefits (except for Critical Illness) are
Guaranteed Issue and have no participation
requirements, provided that enrollment is an
active enrollment performed by BBI. Most of
our plans are eligible for Section 125 and
the employees are given the flexibility to
select any combination of available benefits. |
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|
Dual-option
Limited Medical Plan |
|
Benefits
include all 9 major components of a comprehensive
major medical plan:
- Hospital
Room and Board
- Doctor’s
Office Visits
- Surgery
- Anesthesia
- Diagnostic
X-ray and Lab
- Prescription
Drug Benefits
- Hospitalization
for Mental and Nervous Conditions
- Accident
Benefits
- Wellness
Benefits
|
|
more
coming soon... |
| |
| Dual-option
Dental Plan |
| Preventive |
100% |
| Basic |
50%
(80%) |
| Major |
(50%) |
| Deductible |
$50
($75) |
| Annual
max |
$1000 |
- Preventive
coverage is 100%, with no deductible
- Freedom
to go to any dentist
- No
waiting periods or pre-existing conditions
for preventive or basic coverage
- Waiting
periods for major services can be waived
for groups with prior coverage
- Hi/low
plans available
|
|
more
coming soon... |
|
|
| Short-term
Disability |
- Maternity
is treated as any other disability
- 14
day waiting period
- 26
weeks benefit period
- 60%
of salary up to $150 per week
|
|
more
coming soon... |
| |
| Term
Life |
- Provides
immediate cash benefits up to $50,000
in case of death
- Guaranteed
Issue
- Unisex/unismoker
rates
- Waiver
of premium if disabled
- Five-year
age bands
- Accelerated
death benefits
- Portable
and Convertible
|
|
more
coming soon... |
| |
| Term
Life with Critical Illness Rider |
Provides
immediate cash benefits of $10,000 to %50,000
in case of:
- Specified
cancer types
- Major
organ transplant
- Heart
attack
- Kidney
failure
- Stroke
|
|
more
coming soon... |
| |
| Discount
Card |
Discounts
up to 50% off on most services:
- Pharmacy
- Vision
- EAP
- Nurse
hotline
- Hearing
- Chiropractor
|
|
more
coming soon... |
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